Posted: January 18th, 2023

[Bank of America is the number one credit card issuer in Alhambra and is using a

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[Bank of America is the number one credit card issuer in Alhambra and is using a model it just purchased from NoomX analytics. The model helps it select the right interest rate for its credit card. The bank uses some explanatory variables including their monthly income, the length of their account with the bank (in years) as well as the consumers debt to income ratio.
Question to consider: Which are the most important/significant predictor variables to interest
rates]
Using the above, answer the following question:
-Brief summary and personal interest of the case
-The potential business problem for the case
-What outcomes can be expected to achieve with the data
-Potential issues or limitations data has that may come up in the analysis
-How this data can be useful for a business
-Who are the possible stakeholders (users of this data)

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